NEW VERSION 4.0 Onelock Zero-Touch Auto Enrollment & Offline Locking is Now Live!
India's #1 Device Security & EMI Protection Platform

Smart Phone Finance Security & Instant EMI Control

Protect your mobile retail loans with Onelock. Remote smartphone locking, automated due payment reminders, SIM tracker, and zero-touch hardware security for retailers and NBFCs.

99.8%

EMI Recovery Rate

500,000+

Devices Secured

1,200+

Retail Partners

DEVICE LOCKED

Onelock Security Active

EMI Overdue Notice

Your EMI payment of ₹1,499 was due on 25th Feb.

Voice Reminder Sent

2 Hours Before Due Date

FRP & Hard Reset Blocked

100% Anti-Bypass Security

Compatible with All Major Smartphone Brands & Android OS

Built to Eliminate EMI Defaults for Finance Retailers

Onelock gives you complete remote control over financed mobile phones with bank-grade safety protocols.

1-Click Remote Locking

Instantly lock the smartphone remotely from your admin portal when a payment is defaulted. Unlocks automatically upon payment confirmation.

Custom Audio & Pop-up Alerts

Send automated screen reminders, custom voice ringtones, and persistent pop-up alerts to remind buyers before the due date.

SIM Swap & Offline Lock

Even if the customer removes the SIM card or disconnects Wi-Fi, Onelock's offline protocol keeps the device locked until reconnected.

Factory Reset & USB Debug Block

Prevents customers from hard resetting via recovery mode, changing developer options, or flashing custom firmware.

Zero-Touch Quick Setup

Enroll devices in under 60 seconds at your retail store using direct QR code scan or automated IMEI pairing.

Multi-Tier Admin Dashboard

Manage multi-store hierarchies. Distributors, store managers, and field recovery agents get dedicated dashboard views.

How Onelock Secures Your Loans

From store checkout to complete loan repayment, Onelock works seamlessly behind the scenes.

1

Retail Store Checkout

Customer purchases smartphone via store finance or EMI plan.

2

Instant QR Enrollment

Scan Onelock setup QR code on the phone in less than 1 minute.

3

Auto Payment Reminders

System sends automated alerts and sound notifications before due dates.

4

100% Recovery / Auto Lock

On-time payment clears schedules; missed payments trigger instant lock.

Who Uses Onelock Platform?

Mobile Retail Stores

Offer in-house zero-risk mobile financing to local customers and increase store sales without fear of bad debt.

NBFCs & Financiers

Scale your consumer loan portfolio with high confidence and automated EMI collection enforcement.

Mobile Distributors

Distribute Onelock key licenses to your network of retailer shops and earn recurring tech margins.

Direct Money Lenders

Secure short-term collateral micro-loans against mobile devices with instant remote lock safety.

Transparent License Plans

Choose the right plan based on your monthly device financing volume.

Starter Partner

Ideal for independent mobile shops.

₹99 / device license
  • Remote Lock & Unlock
  • Automated Screen Reminders
  • SIM Swap Lock
  • Factory Reset Protection
  • Standard Support
Choose Starter

Enterprise NBFC

Custom setup for institutions.

Custom pricing
  • Dedicated Cloud Instance
  • Full REST API Integration
  • Custom APK & Whitelabeling
  • Zero-Touch Knox Integration
  • 24/7 Account Manager
Contact Sales

Frequently Asked Questions

Can a customer hard reset or format the phone to remove Onelock?
No. Onelock embeds into the device admin policy and Knox hardware security layer. Recovery mode, factory hard resets, USB debugging, and bootloader flashing are strictly blocked until the loan is marked closed.
What happens if the customer removes the SIM card or turns off internet?
Onelock features Offline Lock Technology. If the device remains offline or the SIM card is removed past the grace period, the phone automatically locks itself without needing an active internet connection.
How long does it take to setup Onelock on a customer's new phone?
It takes under 60 seconds! The retailer simply scans the Onelock QR code during the phone setup screen, and enrollment completes automatically.
Is Onelock compatible with all mobile phone brands?
Yes, Onelock supports 99% of Android smartphones including Samsung, Vivo, Oppo, Realme, Xiaomi, OnePlus, Motorola, and Techno running Android 7.0 and above.

Ready to Secure Your Mobile Finance Business?

Join over 1,200+ retailers and NBFCs across India reducing default rates to near zero with Onelock.

Schedule Free Live Demo